Online Business

Along with the growth in the Real Estate market, Dubai has experienced simultaneous growth in its home finance sector in the past three years. According to a recent study by EFG-Hermes the current outstanding loans stands at Dh 11.5 billion. It is estimated by the Egyptian investment bank that the UAE housing finance sector will grow by Dh 14bn in 2007, Dh 18bn in the year 2008, the growth is estimated to be Dh18bn in 2009 as well and Dh 14bn and Dh 17bn in the years 2010 and 2011 respectively. These figures have been derived based on an expected population compound annual growth rate of about three percent. The most dominant forces in the Emirates home finance market are Amlak and Tamweel. They account for over 35 and 25 percentage of the industry respectively.

The Real Estate boom of the emirate has left the world spell bound, EFG-Hermes predicts that the total growth in the Real Estate should exceed the figure of Dh419bn in the years between 2008 and 2011. It has also been said that Dh 64bn will be funded through credit. The national bank of Dubai has tied up with Dubai properties for the sole purpose of finance apartments which are bought in tower H. Tower H is a primary tower for residential purposes at Business Bay in the project of the executive Towers. This tie up of the national bank of Dubai and Dubai properties, is more than welcome, as this tie up will ensure easy financing terms for the people who are aspiring to buy apartments in tower H. These easy schemes will mean that people will be able t finance their dream homes with no obligations of interest repayment. In this case the loan is made available for 85 percent of the property price of a sum of 4 million AED, whichever is lower. This loan is provided for a period of 20 years.

Dubais Islamic bank (DIB) and Al Islami home finance are also witnessing high demands from the retail customers. They have recently launched solutions that aim to meet the requirements of retail customers. These customers include both the UAE nationals and expatriates who are keen on buying property in the UAE freehold property market. In response to this high demand of the people, DIB has announced the launch of Mobile Mortgage Advisors. They are a team of mortgage sales expert who will be providing valuable consultancy at the customers door step.

Al Islami finance has launched finance solution products such as the forward Ijarah and Ijarah. Through the Advanced Eligibility Process customers get a right to choose their finance limit without first having to choose the property. The Dubai Islamic bank caters to the needs of a diverse customer profile. Also the al Islami home finance provides up to 90 percent finance and a maximum tenure of loan repayment of 25 years depending on the eligibility of their customers.

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Every serious entrepreneur is aware of the power of Internet marketing. However, a majority of them still consider online marketing to be related to the company website, email and online ads. While these online mediums make a significant part of the internet market, there has been a revolution in the last five years in the online world that has given birth to another powerful medium social media or social networking.

Social media or social networking can be defined as group of activities that combine technology with social interaction. Some of the common tools that are being used for social networking are LinkedIn, Facebook, Twitter, Orkut, MySpace, YouTube, and Digg. However, not many entrepreneurs have been able to use social media effectively and a large number of them have been successful in annoying their potential customers. They fail to realize that social networking sites are a place for social interaction and not a place to peddle your products by spamming the entire community.

Serious entrepreneurs take time to learn the etiquettes and rules of each social media and focus on building lasting relationships. They make sure that they do not end up making any wrong move that may get them blacklisted or ejected from the community. They establish relationships that may become their loyal customer base but their main motive is to not only make money but also make great friends.

Serious entrepreneurs understand the significance of social media thoroughly and understand how it can help them grow. Lets see how:

Social media creates a level playing field between an entrepreneur and a Fortune 500 company.
Social networking sites provide access to professionals and potential partners who you cannot reach out to in the real life.
Social media sites give every serious entrepreneur an opportunity to show that he or she cares about the community.
It broadens your target market by breaking geographical barriers and enables you to have customers, partners, and suppliers all over the world.
Social networking can be a great marketing tool for entrepreneurs who are not good at communicating in real life.
Social media is one of the most effective as well as economical tool for conducting marketing research on your target customers.

So, if you are a serious entrepreneur who has been waiting on the side-lines watching other businesses grow with the help of social media, it is time that you, too, join these communities and test the waters. However, it is advisable that you do your research and take time to learn each of the social networking tools to minimize any error that may annoy others.

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Countless foreigners nowadays would like to start up or perhaps expand their enterprise in Thailand. Starting a business in a foreign country could be both a rewarding opportunity and a daunting task. You’ll find One Stop Service Centers that include business services that will foreigners set up a firm in Thailand. The Thai administration has made great improvement during the last few years to raise the process of business registration in Thailand. A Thai Company could be registered in just one business day soon after receiving a confirmation in the name reservation with the Thai limited firm.

Fresh businesses both huge and small can set up in Thailand easily. For a smaller new Thai business you can easily register your new Thai limited company with a minimum capitalization of 2 million baht. The Thai administration requires that at least 25 percent of the starting capitalization be paid through to the date with the meeting for corporation registration. This start up capital can be used immediately for business office rental, buying pc’s, purchasing inventory along with other business expenses. For big businesses, Thai government has their Board involving Investment (BOI) course for offering special sectors advantages for choosing Thailand as their initial location. This can comprise small software developers with just a couple people to great manufacturing operation. This incentives include levy holidays, reduce levy duties on imported machines, fast canning of work permits and visas regarding foreign staff, and as well as tax cost-free zones for importing raw materials that may be used and exported to be a finished product (for several designated sectors).

The particular ownership percentage of this Thai company depends on any type of business registration you process using the Thai government. The most common type of registration could be the Thai Limited Corporation with 2 mil baht required preliminary capitalization. A foreigner can only support to 49 percent on the shares in this sort of structure. Thus, the Thai partners must have 51 percent. The BOI corporation structure offers the option of 100 percentage ownership in particular business categories. It is strongly recommended that you call a Thai corporation incorporation lawyer to help you in the planning of your respective new business within Thailand.

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Are you a small business firm that is seeking an effective means to market yourself to your target audience? Look into a professional Web Design Service to get a website that impresses people about your business. Though there are lots of do-it-yourself ideas on the internet about web designing, nothing can give you the kind of result that a professional website designer can give.

Why Do You Need To Take Web Design Service For Your Small Business Website?

An experienced website designing company will have a team of website designing experts who will implement the latest site design features. This will make your site stand out from your competitors. The site will have all elements necessary by which it is easy-to-use and navigate. All the information that has to be placed in your site will be positioned in the right way and presented in an organized manner so that it is interesting to the people who read it. Having a well designed site will take your small business to greater heights because you can reach across to a global audience. Your products or services are not limited to your local area but it is now available to a global audience. People who are in need of the products or services that your company is offering can now avail it through the information posted in your site.

An impressive and professionally designed website is a great marketing tool. It will showcase your business products or services to a large audience but the cost of such marketing is very minimal. As a small business you have to compete with many medium and large scale businesses in your industry. Having a website will enable you to make a mark for yourself and setup your business as a provider of high quality products or services in your business sector. You can reach out to global customers in the same way as bigger organizations and gain more customers your way. Since your site showcases your brand’s products or services, you can hear from people all over the work inquiring about what your company is offering and how to buy it. Many small business owners are finding better markets by opening a website. If you post blogs, articles or have a Face book profile about your company, you can link all these different internet resources to your site and enjoy the benefits of getting quality site traffic that gives good conversion rates to your site.

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Web hosting providers are able to offer business entrepreneur a number of different things when it comes to their Website hosting. Sometimes, Website needs better hosting types for its videos, since a faster connection will allow faster downloads and more consistent flowing. When it comes to web host for streaming videos from Internet servers, there are several important things that user will need to keep in mind. First, an entrepreneur will want to choose a web hosting service provider that is reliable. This is important because no matter how fast the connection is, if it keeps cutting out an entrepreneur will not be able to upload or download what they want to accomplish.

It is also important that the entrepreneur knows disk space and bandwidth limitation when it comes to their Website hosting. Actually there is a limitation on the amount that can be downloaded. When it comes to a web host flowing video from Internet servers, it is very important that if the user notices anything slow of unnerving about the process that they talk to their web host if there is any type of problem.

If an entrepreneur is curious about what type of hosting is suitable for video Website, there are certain options available, and their advantages are almost limitless. For some people, that change shape will be the fact that there are news videos available. For others, it will be the highlights from sports games and races or fights. And still others will be curious about the ever expanding world of online gaming business on the Internet. Even many business entrepreneur building entertainment videos Website for more profit.

This can change from place to place and while controls can be put on the system in order to block certain sites, it will also be important that there are discussions that take place in order to determine what, if anything, will be blocked, this way if anyone ever cannot access something they know why.

Searching for reliable web host on the Internet is not very difficult. All an entrepreneur needs to do is access the search engine of any web browser. From here it is very easy to type in what they want to look for. This will be important if the user want to get reliable web host for the Website. The entrepreneurs do not need to think they will be overcharged by their web host, because this will not happen. If the bandwidth and disk space or other resources used in a right way entrepreneurs do need to pay any extra charges for its specific use, but if they are not then the entrepreneurs need to be aware of what they are getting into.

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A New York accounting firm is expert in handling your accounting records and making financial statements with accurate bookkeeping. It does not matter if you are a small company or a big company. The accounting work done is similar no matter what the size of the company or the industry the company works in. The only way to make a good statement of accounts is to hire New York Accounting Firm.

There are many companies who still practice the old style of employing a CPA to manage accounting work. The main drawback of hiring a CPA is that the amount payable to them is extremely high with the insurance and other benefits, they cost the company a lot of money. This is now replaced by the new trend in outsourcing the accounting work. When companies outsource the accounting work, the money spent on it gets reduced and the benefits derived are the same as hiring employees.

The services they offer are world class. These firms employ professionals to do the job with adequate experience, so that the accounting work of your company is in safe hands. The staff they have is not simple graduates who dont know what to do with the accounts and mess them up like a normal outsourcing company.

New York accounting firm hires its professionals with great care so that the end product turns out to be perfect. The services are offered even to aid the managers in case of a new project counseling and planning. A good example of this is when the manager needs to evaluate the cost of one part of the business so that he can sell it off for more profit. New York accounting firm helps the company make these life transforming decision.

New York accounting firm helps in giving the company a good deal. Their costs are lower and are economic in comparison to outsourcing firms of other countries. There are many benefits from this action.

1.When the services are priced at a cost which is considerably lower than what the company might be paying at that time, the offer would seem to be attractive.

2.If the people understand that the company is not firing employees but just taking help of a firm in the same country there will not be a lot of debates and the goodwill of the company will increase. The work of one country will go to the people of that country and the company too benefits out of the deal. This will save costs, increase goodwill and increase profits.

Any New York accounting firm is one of the most sought after firms and anyone who has done business with them have all been satisfied with the result they received. Their terms of confidentiality are the best in the industry. Thus, the company can also cross check on the past records of the firm before hiring its services, just to make sure that they are doing a safe investment.

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Are You An Entrepreneur Or A Salesman?

What I mean by this, everyday, I open my PC and see my screen filled with nonsensical garbage, to put it politely…These wannabies coming online are only thinking of themselves. A true lack of discipline or just not caring about the customer.

True Entrepreneurs provide the customers with satisfaction in meeting their need in a niche. But today it seems like everyone coming online have only one thing in mind—“Get Rich Quick” with no regard to the customers who are the bloodline of their business.

Here’s an example of a true Entrepreneur— Donald Trump see’s A prosperous venture and he begins his quest by promoting his idea to potential clients who will not only become a partner but will also fund this project. This Business is called leveraging and is very effective if utilized properly— In the end— everyone is happy and satisfied…The customer gets what they want and the business partners make HUGE earning from their funding strategies and Donald Trump becomes another billionaire.

An Entrepreneur sees a need that needs to be met and he meets it. There reward is a satisfied customer and a new friend. Business is established by your social ability to sell yourself not a niche. Sell yourself and your customers will take care of you forever.

Who would you rather do business with, someone who is always trying to stick a product in your face or someone who is giving you good content? I would venture to say the later.

Give your subscriber a free offer in the niche you are promoting and they will see you are trying to meet their need and sometimes they will let you know what they are in the market for. Once you gain their confidence and trust they will buy anything you promote because they trust you. That’s the difference between an Entrepreneur and a salesmen.

Remember, Marketing is a Business not a Casino…There’s no jackpots— just you!

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Life is always forcing people to do many things, like the world these days, the economy in different countries have different situations in which people work in different ways. Sometimes people want to be independent because of the environment where they live, and they may need loans for their own account. So if you are self-employed, such as a contractor or a freelancer, then entrepreneurs loans are designed specially for you. In today’s ever-growing needs of yours and at the same time due to lack of resources to meet them, you get worried. Also, if you do not have a good credit score in earlier times, adding to concerns. It can happen to anyone despite of their salary.

Self-employed loan is a short term loan and they are there to help entrepreneurs. But very often, self-employed is difficult to demonstrate to lenders because of variable monthly income. But at all times have their own problems in their businesses on their own loans, self-employed workers are there to help and support.

Self employed loans are small term loans, so if you are self-employed and looking for the proper settlement of cash, these loans are for you. You may pay any tax burden and desires as the payment of unpaid household bills, food expenses, tuition fees, collection fees, fixed costs, and small travel expenses, which are few examples of the charges the same regardless of the costs that you may need auto loans are there to help employees.

To establish financial imbalances, self-employment loans can be easily done by self employed people. This funding source may be easy to take care of your financial needs at home. You do not even have to go through any credit checking process because it accepts the application of all borrowers, irrespective of credit record. The presence of arrears, defaults, bankruptcy, foreclosures, CCJ, late payments do nothing to insult.

Just get used to the ease of online application method. Do not move from the comfort of your home or office. The loan you are looking for will be sent directly to your account after obtaining approval. The applicant can apply for low cost and very lucrative business loans to persons with proper research online.

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Before a doctor diagnoses a specific disease, his patient must undergo a series of laboratory exams and assessments. He has to know the history of his patient and how lifestyle affected his present health problem. As results come in, that would be an indication of the time when a physician gives specific drugs and therapies for maintenance. This will eventually contribute to the level of optimum health for that individual. If all else fails, the process will be repeated again.

Similar to a doctor, what the above mentioned situation has stated, an entrepreneur’s responsibility would be pretty much the same. It’s just that, he should see his customers as his patients (not literally)and what they must have to survive a present predicament or a need. He must follow certain steps before doing anything irrational that could contribute to the downfall of his business. He should have certain characteristics innate in his personality for if he lacks one of these, he’s most probably doomed to fail.

Entrepreneurship is collectively defined as exhibiting one’s vision, taking action, and pursuing that vision as a goal to be achieved in life as service to reality. In the meaningless definition, it’s getting your butt out of that couch and doing something rather than fulfilling your life’s destiny of being a couch potato. Stated below are some of the distinct attitudes an entrepreneur should positively have:

Optimism – is foreseeing things in a positive way notwithstanding any circumstances that may hinder progress. The assertiveness of an individual depends on on e’s knowledge of how to handle a difficult situation

Creativity – is thinking outside the box. Expanding one’s mind of what is beyond the ordinary through fine research and collection of data.

Stability – more so mental, social or emotional, a leader must possess a stable life which means he could handle tough situations during tough times

Charismatic – intelligence of communicating with different walks of life.

Risk-taker – as someone beginning their own dream, one should be stern and must have the guts to take the big leap of plunging into their own doom or success. One should not be afraid of taking chances when opportunity strikes.

Energetic – willing to do whatever it takes to reach to the finish line. The inner drive must always be at its highest level happy to work overtime. His or her enthusiasm must prevail the next best thing.

Time bound – like a written report in a newspaper, an entrepreneur must be on top of things,by looking at our past, we could predict our future.

Small businesses, in time, would turn out big if the scope of management exceeds what is expected. So it is necessary for a beginner to be positive about his endeavors. He must be very observant of what his environment lacks and needs.
Think big! Take Action!!!!. Make your business dreams come true.

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Sage X3 vs JD Edwards Enterprise, both of these software applications and its usefulness will be clear with the following details as described in the review.

Overview

Sage X3 ERP is a fully integrated software application that comprises of functionalities from manufacturing, distribution, warehousing, CRM and accounting and bags 20 years of service in providing solution to the companies. This application is used for the mid sized industries for performing accounting; operations; customer relationship management (CRM); human resources (HR); time tracking; and merchant services. The Sage X3 has to be used in a manner that it reduces the cost. This application is easy to use and implement and affordable for the mid sized companies. Sage X3 ERP has been configured in offerings that support Process, Discrete and Distribution environments. Sage X3 application majorly used explicitly in Food and Beverage, Chemicals, Pharmaceuticals and Petrochemicals and sub industries as diverse as dairies, bakeries, paints, lubricants and cosmetics. This also assures a good quality management and control.

The Assessment

The market segments that it aims at and has been delivering performance are the small level and entry level and serving approx. 5.3 million customer; lower mid market having approx.614,000 customers and also the upper mid market and the enterprise holding approx 184,000 customers. This application caters to the evolving needs of the customers and is so customer centric. It thereby renders with the following beneficiaries of reduced time and cost and streamlines and accelerates the business process. It also optimizes the use of current capacity, inter operates across locations thereby improves customers experience. Sage X3 vs JD Edwards Enterprise One so far depicts that the usage is primarily dependant on the companies’ requirement.

Working with Sage X3 vs JD Edwards Enterprise

JD Edwards Enterprise One is an integrated applications suite of comprehensive enterprise resource planning software. This application enables to integrate all the business aspects like customer relationship management, enterprise asset management, enterprise resource planning, supply chain management, and supplier relationship management. It provides business intelligence and performance management tools that help you measure the value that sage X3 solutions deliver. It is like a one time investment that can only increase the rapidity of the work process. The basic look out while adopting this package are its features of easy implementation with less of customization. Only JD Edwards Enterprise One offers a choice of databases, operating systems, and hardware so you can build and expand your IT solution to meet business requirements.